You can join the Private Banking service right now.

Special Advantages, Advantages Making Difference

If your lifestyle is personal, so should be your bank.

Personal Assistant

Personal Assistant

A professional staff member is assigned to answer your questions and provide quick support related to the banking products and services.

Concierge Service

Concierge Service

Our Concierge Service will be active 24/7 to ensure your comfort anywhere in the world.

Call Center Exclusive For You

Call Center Exclusive For You

An exclusively allocated calling line is available 24/7 for you to make transactions and get other information immediately.

Unlimited Attention

Unlimited Attention

In the special service center and in all branches of the Bank, you will be able to get the services you desire without any queue and completely promptly.

Exclusive Banking Products

Exclusive Banking Products

We enable you to get credit and non-credit products under special terms for you.

Premium Cards

Premium Cards

You can get a 3-year Visa Infinite Miles or MC World Elite Miles card as a gift in the currency of your choice.

PREMIUM CARDS

We offer premium cards that give you special privileges at any time and anywhere in the world.

Visa Infinite Miles

Visa Infinite Miles

  • VIP Status

    The Visa Infinite card, which includes all the features of Visa cards, is of VIP status.

  • GIFT

    For the Private Banking package

  • The mentioned commission-free limit up to 5000 AZN and its equivalent will be applied as a general limit for cash-out and card-to-card transactions,
  • The limit is applied to each card account separately. If a customer has an extra card connected to the main card account, the limit will be applied to both cards up to a total of 5000 AZN and its equivalent,
  • As the limit applies per calendar month, it will be updated on the first day of each month,
  • In foreign currency cards, the limit will be calculated without commission up to the equivalent of AZN 5,000,
  • The mentioned commission-free cashout limit is designed for use of  Kapital Bank's ATMs, and ATMs and POS terminals of other domestic banks, and for transfer to other domestic bank cards. (The limit does not apply to transfers to Kapital Bank cards - transfers to Kapital Bank cards are completely commission-free), and
  • These terms do not apply to customers applying for cashing from the service network cash desks out of cards that are not physical cards.
  • A gift for a 3-year Private Banking package in the currency of your choice (AZN, USD, EUR);
  • VISA concierge service (chat bot),
  • 10 free COVID-19 tests, 1 free blood analysis and discount on medical services;
  • Meet and Greet service twice at Istanbul Airport and twice at Dubai Airport a year;
  • The opportunity to use the Lounge Key service free of charge 6 times per calendar year in the Business Lounges of airports;
  • Unlimited and free Fastline service;
  • Opportunity to take advantage of travel insurance and other privileges.
  • 6 times a year free transfer to and from Baku Heydar Aliyev Airport.
  • Cashing of up to AZN 5,000 per card account a month from ATMs and POS terminals of Kapital Bank (Includes cashing with QR code and Cash by Code services) is commission-free.
  • Card-to-card transactions to domestic bank cards from Birbank and Kapital Bank ATMs are commission-free.
  • The opportunity to use the 2GB roaming data bundle for up to 30 days 6 times free of charge for Azercell subscribers.
  • 5,000 miles are given as a gift when using the card for the first time;
  • The miles are valid for 3 years (1095 days);
  • In domestic and international cashless use 1 AZN = 1 miles;
  • Transactions with cards in AZN currency abroad 1 AZN = 1.5 miles;
  • Opportunity to earn more miles at partners (Cashback Percentage / 1.5)
  • Exchange of accumulated miles for an airline ticket purchased from any airline, or the Lounge Key service at no additional cost (65 miles = 1 AZN);
  • The option of calculating annual mileage interests of up to 2% for deposits based on your personal funds. (1 AZN = 65 Miles)
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Mastercard World Elite Miles

Mastercard World Elite Miles

  • VIP Status

    A card type with worldwide recognition, privileges, and elite advantages.

  • GIFT

    Free for the Private Banking package.

  • A gift for a 3-year Private Banking package in the currency of your choice (AZN, USD, EUR),
  • MasterCard concierge service;
  • All advantages of MasterCard’s Airport Experiences and Lounge Key Service,
  • Free use of MasterCard business lounges;
  • MasterCard’s Priceless Advantages Program,
  • Cashing of up to AZN 5,000 per card account a month from ATMs and POS terminals of Kapital Bank (Includes cashing with QR code and Cash by Code services) is commission-free.
  • Card-to-card transactions to domestic bank cards from Birbank, UmicoBank and Kapital Bank ATMs are commission-free.
  • For amounts exceeding 5,000 AZN, a commission will be calculated based on standard rates (cashing out 0.5% min. 1AZN/USD/EUR, Card to Card 0.5% min. 1 AZN/USD/EUR).
  • The mentioned commission-free limit of up to 5000 AZN and its equivalent will be applied as a general limit for cash-out and card-to-card transactions,
  • The limit is applied to each card account separately. If a customer has an extra card connected to the main card account, the limit will be applied to both cards up to a total of 5000 AZN and its equivalent;
  • As the limit applies per calendar month, it will be updated on the first day of each month;
  • In foreign currency cards, the limit will be calculated without commission up to the equivalent of 5,000 AZN,
  • The mentioned commission-free cashout limit is designed for use of  Kapital Bank's ATMs, and ATMs and POS terminals of other domestic banks, and for transfer to other domestic bank cards (The limit does not apply to transfers to Kapital Bank cards - transfers to Kapital Bank cards are completely commission-free)
  • These terms do not apply to customers applying for cashing from the service network’s cash desks out of cards that are not physical cards.
  • 5,000 miles are given as a gift when using the card for the first time;
  • The miles are valid for 3 years (1095 days),
  • In domestic and international cashless use 1 AZN = 1 miles;
  • Transactions with cards in AZN currency abroad 1 AZN = 1.5 miles, and the opportunity to earn more miles at partners;
  • Exchange of accumulated miles with an airline ticket of any airline (65 miles = 1 AZN);
  • The option to calculate mileage interests for deposits on an annual basis based on your personal funds.
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SPECIAL OFFERS

As a Private Banking customer, get a chance to take advantage of the opportunities offered exclusively to you by our partners.

Meet & Greet Service

Meet & Greet Service

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Meet & Greet Service

With this service, it is possible to pass passport and security controls in a few minutes, get assistance with luggage and be accompanied to any gate, as well as comfortably wait for flights in business lounges. The holders of the Visa Infinite Miles card under Private Banking may benefit from the Meet & Greet Service 2 times in Istanbul and 2 times in Dubai Airports. To use the Meet & Greet Service, just enter the Visa Concierge Chat Bot, click on the Visa Travel, FastTrack International buttons and select Meet and Greet.

Own a premium apartment in Dreamland!

Own a premium apartment in Dreamland!

Own a premium apartment in Dreamland!

Discounted internal mortgage offer exclusively for Private Banking customers! Now you can get the apartment you desire not under standard terms but under discounted terms exclusive to you. • Initial Payment — from 15%. • Discounted Terms: 3 years – 5%, 5 years – 5%, 10 years – 7.5%, 15 years – 8.5%, 20 years – 9.8% • Standard terms: 3 years – 6%, 5 years – 7%, 10 years – 9%, 15 years – 10%, 20 years – 11%

Own a premium apartment in Knightsbridge Residence!

Own a premium apartment in Knightsbridge Residence!

Own a premium apartment in Knightsbridge Residence!

Discounted internal mortgage offer exclusively for Private Banking customers! Now you can get the apartment you desire not under standard terms, but under discounted Internal Mortgage terms exclusive to you. • Initial Payment — from 20%. • Discounted Terms: 3 years – 5%, 5 years – 5%, 10 years – 7.5%, 15 years – 8.5%, 20 years – 9.5% • Standard Terms: 3 years – 7%, 5 years – 7%, 10 years – 9%, 15 years – 10%, 20 years – 11%

Landau education loan

Landau education loan

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Landau education loan

With the education loan intended for VIP customers, you can take advantage of the educational opportunities of Landau School, our partner and one of the country's leading and prestigious educational institutions. Individual loans to each student are offered for suitable educational packages.

Cashback by Mastercard

Cashback by Mastercard

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Cashback by Mastercard

The holders of Premium MasterCard will automatically earn cashback when making payments at partner stores. More details: mtr.mastercardservices.com/az

Concierge Service

Concierge Service

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Concierge Service

Now Premium cardholders have the opportunity to solve everyday problems quickly and effortlessly. The Concierge Service with the support of a team of professional assistants will help you 24/7 in solving any issue anywhere in the world. Finding necessary information: (airplane, train, and bus timetable, addresses and telephone numbers of all entities: shops, hospitals, etc.); Performing routine tasks: (booking a table in a restaurant, ordering food, flowers, medicine, collecting and systematizing necessary information, a personal reminder - a reminder of important events: birthday, sports events, doctor's appointment, water delivery, and etc.); Organization of travel (transfer, accommodation, and car rental, assistance in returning lost luggage, route arrangement, and etc.).

Get a discount up to your age from "Saglam Aile"!

Get a discount up to your age from "Saglam Aile"!

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Get a discount up to your age from "Saglam Aile"!

We are here for you with the Discount up To Your Age service, which we have developed together with the Healthy Family Network. This opportunity is available through the Concierge Service and is intended for Premium cards. Thus, customers get a discount on all services of the network according to their age!

CONTACT US

You can visit our Private Banking branch to learn more about our products and services and take advantage of them.

You can join the Private Banking service right now.

You can join the Private Banking service right now.

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Private Banking